Thanks for making REMAX Number One 1 I have been a REMAX real estate agent and Realtor for many years. I feel it was the best decision that I ever made concerning my real estate career. The REMAX Brand has helped me a lot with name recognition provided our team with unparalleled training and support while establishing our long distinguished career selling homes in the Richmond Real Estate Market areas of Central Virginia. It has been very helpful for my real estate company The First REMAX Real Estate Team object styleheight 390px width 640pxparam namemovie valuehttpwww.youtube.comvn9u2mHbdOgI?version3param nameallowFullScreen valuetrueparam nameallowScriptAccess valuealwaysembed srchttpwww.youtube.comvn9u2mHbdOgI?version3 typeapplicationxshockwaveflash allowfullscreentrue allowScriptAccessalways width640 height390object

August 31, 2011, 6:30 pm

Richmond Real Estate Listings, Richmond Short Sales, Richmond Foreclosure Property

Richmond Real Estate and Richmond Homes for Sale in the Richmond Metro Area Richmond Bank Owned Foreclosed Real Estate Richmond REO Properties are included in these easy searches on our sister web site. h2One Click Richmond Virginia Area Real Estate Listings by Communityh2 These one click community organized searches include all short sale properties currently listed in the local MLS. These are distressed properties much like bank owned foreclosure listings in the Richmond area. The searches are organized by Community Richmond By Property Type Single Family Homes Condo Townhouses Multi Family Homes Land Farms Mobile Homes Income Producing Properties Commercial Vacation Homes Rental Homes Listing Type Resale New Construction Foreclosure Bank Owned Short Sale Lease Rent Auction Sorted by MLS Updated (newest listings first). div idcontentcommunityDescTemplate h2Richmond Homes for Saleh2 div script srchttpwww.realestatesearchvirginia.comwebcapturetypemediumrectangle typetextjavascriptscript Welcome to the a titleRichmond VA Real Estate and Richmond VA Homes for Sale in Richmond Virginia hrefhttpwww.realestatesearchvirginia.comRichmond homes and real estatea portal your single stop for finding a home in Richmond. Here you can search every available home for sale in Richmond. As of today there are many homes and properties for sale that are available to search. The number of homes changes daily so be sure to keep coming back right here to the best site for a titleRichmond VA Real Estate and Richmond VA Homes for Sale in Richmond Virginia hrefhttpwww.realestatesearchvirginia.comRichmond homes for salea. div div div div div div h2strongRichmond Listings Searchstrongh2 ul li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas13365862646265626662676268626962706271627262736274627562766277627862796280628162826283134503134960138090628413606713327213410113850213867062856286CommunityRichmondpropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descRichmond New Listings astrongstrongstrongli li strongstrongstronga 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hrefhttpwww.realestatesearchvirginia.comlistingsareas1336586264626562666267626862696270627162756276627762796280628162821345031349601332721341011385021386706286CommunityCity20of20RichmondpropertytypeCONDOlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descCity of Richmond Condos amp Townhomes for Saleastrongstrongstrongli ul ul li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas622762286229CommunityMidlothianpropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descMidlothian New Listingsastrongstrongstrongli li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas622762286229CommunityMidlothianpropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure20Bank20Ownedsortmlsupdatedate20descMidlothian Foreclosure Listingsastrongstrongstrongli li strongstrongstronga 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hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas6221CommunityManakin20SabotpropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descManakin Sabot New Listingsastrongli listrongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas6221CommunityManakin20SabotpropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure20Bank20Ownedsortmlsupdatedate20descManakin Sabot Foreclosure Listingsastrongstrongstrongli listronga hrefhttpwww.realestatesearchvirginia.comlistingsareas6221CommunityManakin20SabotpropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descManakin Sabot Single Family Homes for Saleastrongli ul ul li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas62266230CommunityMechanicsvillepropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descMechanicsville New Listingsastrongstrongstrongli li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas62266230CommunityMechanicsvillepropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure20Bank20Ownedsortmlsupdatedate20descMechanicsville Foreclosure Listingsastrongstrongstrongli li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas62266230CommunityMechanicsvillepropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descMechanicsville Single Family Homes for Saleastrongstrongstrongli li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas62266230CommunityMechanicsvillepropertytypeCONDOlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descMechanicsville Condos amp Townhomes for Saleastrongstrongstrongli ul ul li stronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas622762286229623362796280628162821420986401640264056407CommunityChesterfield20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descChesterfield County New Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas622762286229623362796280628162821420986401640264056407CommunityChesterfield20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure+Bank+Ownedsortmlsupdatedate+descChesterfield County Foreclosure Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas622762286229623362796280628162821420986401640264056407CommunityChesterfield20CountypropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descChesterfield County Single Family Homes for Saleastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas622762286229623362796280628162821420986401640264056407CommunityChesterfield20CountypropertytypeCONDOlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descChesterfield County Condos amp Townhomes for Saleastrongli ul ul li stronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas13288361996200620962486271627262736274627562766278628313809062841360671420916285CommunityHenrico20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descHenrico County New Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas13288361996200620962486271627262736274627562766278628313809062841360671420916285CommunityHenrico20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure+Bank+Ownedsortmlsupdatedate+descHenrico County Foreclosure Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas13288361996200620962486271627262736274627562766278628313809062841360671420916285CommunityHenrico20CountypropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descHenrico County Single Family Homes for Saleastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas13288361996200620962486271627262736274627562766278628313809062841360671420916285CommunityHenrico20CountypropertytypeCONDOlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descHenrico County Condos amp Townhomes for Saleastrongli ul ul li stronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas61766180619562056226623062451328116263CommunityHanover20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descHanover County New Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas61766180619562056226623062451328116263CommunityHanover20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure+Bank+Ownedsortmlsupdatedate+descHanover County Foreclosure Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas61766180619562056226623062451328116263CommunityHanover20CountypropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descHanover County Single Family Homes for Saleastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas61766180619562056226623062451328116263CommunityHanover20CountypropertytypeCONDOlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descHanover County Condos amp Townhomes for Saleastrongli ul ul li stronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas6179619061916203620413349462206221623962496251CommunityGoochland20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descGoochland County New Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas6179619061916203620413349462206221623962496251CommunityGoochland20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure+Bank+Ownedsortmlsupdatedate+descGoochland County Foreclosure Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas6179619061916203620413349462206221623962496251CommunityGoochland20CountypropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descGoochland County Single Family Homes for Saleastrongli ul ul li stronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas1388786242CommunityPowhatan20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descPowhatan County New Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas1388786242CommunityPowhatan20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure+Bank+Ownedsortmlsupdatedate+descPowhatan County Foreclosure Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas1388786242CommunityPowhatan20CountypropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descPowhatan County Single Family Homes for Saleastrongli ul div div div div div div div div div div ul lia titleAmelia Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaAmeliaAmelia Real Estateali lia titleAmelia County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaAmelia+CountyAmelia County Real Estateali lia titleAmelia Court House Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaAmelia+Court+HouseAmelia Court House Real Estateali lia titleAshland Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaAshlandAshland Real Estateali lia titleBeaverdam Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaBeaverdamBeaverdam Real Estateali lia titleBon Air Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaBon+AirBon Air Real Estateali lia titleBumpass Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaBumpassBumpass Real Estateali lia titleCarson Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaCarsonCarson Real Estateali lia titleCharles City Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaCharles+CityCharles City Real Estateali lia titleCharles City County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaCharles+City+CountyCharles City County Real Estateali lia titleChester Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaChesterChester Real Estateali lia titleChesterfield Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaChesterfieldChesterfield Real Estateali lia titleChesterfield County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaChesterfield+CountyChesterfield County Real Estateali lia titleChurch Road Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaChurch+RoadChurch Road Real Estateali lia titleCity of Richmond Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaCity+of+RichmondCity of Richmond Real Estateali lia titleColonial Heights Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaColonial+HeightsColonial Heights Real Estateali lia titleCrozier Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaCrozierCrozier Real Estateali lia titleDewitt Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaDewittDewitt Real Estateali lia titleDinwiddie Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaDinwiddieDinwiddie Real Estateali lia titleDisputanta Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaDisputantaDisputanta Real Estateali lia titleDoswell Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaDoswellDoswell Real Estateali lia titleFort Lee Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaFort+LeeFort Lee Real Estateali lia titleGlen Allen Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaGlen+AllenGlen Allen Real Estateali lia titleGoochland Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaGoochlandGoochland Real Estateali lia titleGoochland County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaGoochland+CountyGoochland County Real Estateali lia titleHadensville Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaHadensvilleHadensville Real Estateali lia titleHanover Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaHanoverHanover Real Estateali lia titleHanover County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaHanover+CountyHanover County Real Estateali lia titleHenrico Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaHenricoHenrico Real Estateali lia titleHenrico County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaHenrico+CountyHenrico County Real Estateali lia titleHopewell Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaHopewellHopewell Real Estateali lia titleLouisa Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaLouisaLouisa Real Estateali lia titleLouisa County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaLouisa+CountyLouisa County Real Estateali lia titleMacon Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMaconMacon Real Estateali lia titleMaidens Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMaidensMaidens Real Estateali lia titleManakin Sabot Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaManakin+SabotManakin Sabot Real Estateali lia titleMechanicsville Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMechanicsvilleMechanicsville Real Estateali lia titleMidlothian Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMidlothianMidlothian Real Estateali lia titleMineral Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMineralMineral Real Estateali lia titleMontpelier Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMontpelierMontpelier Real Estateali lia titleMoseley Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMoseleyMoseley Real Estateali lia titleNew Kent Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaNew+KentNew Kent Real Estateali lia titleNew Kent County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaNew+Kent+CountyNew Kent County Real Estateali lia titleOilville Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaOilvilleOilville Real Estateali lia titlePetersburg Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaPetersburgPetersburg Real Estateali lia titlePowhatan Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaPowhatanPowhatan Real Estateali lia titlePowhatan County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaPowhatan+CountyPowhatan County Real Estateali lia titlePrince George Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaPrince+GeorgePrince George Real Estateali lia titleRichmond Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaRichmondRichmond Real Estateali lia titleRockville Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaRockvilleRockville Real Estateali lia titleSandston Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaSandstonSandston Real Estateali lia titleSandy Hook Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaSandy+HookSandy Hook Real Estateali lia titleStony Creek Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaStony+CreekStony Creek Real Estateali lia titleSutherland Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaSutherlandSutherland Real Estateali lia titleTrevilians Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaTreviliansTrevilians Real Estateali lia titleWilsons Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaWilsonsWilsons Real Estateali ul div div

August 31, 2011, 6:00 pm

Buying a Home in Louisa Virginia

Over the past years a large number of people have moved near Lake Anna one of Central Virginias best fishing spots which makes a titleLouisa County Homes for Sale hrefhttpwww.realestatesearchvirginia.comlistingsareas618462196231136808CommunityLouisa20CountypropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descLouisa real estatea a good prospect for investment. Louisa is a small town where the North Anna Nuclear Power Station resides. The power plant has been the job source of many of its community members. In Louisa Virginia youll also find an international community called Twin Oaks Community sitting on a 465acre property. With its diversity and old town charm a titleLouisa County Real Estate amp Homes for Sale hrefhttpwww.realestatesearchvirginia.comcommunityareaLouisa+Countyhouses for sale in Louisaa Virginia do make a great home for families looking for an amiable neighborhood. Before you go house hunting here are some things every homebuyer should consider h2Are you ready to buy a Louisa home?h2 This is the most basic but also the most important question to ask yourself. Before you go shopping for houses for sale in Louisa you need to have a stable income source and a downpayment to cut the cost of your mortgage. A good credit score will also be necessary for lower interest rates on your loan and better terms. Get a feel of the Louisa real estate market. If theres appreciation in house values over the past few years you might want to wait until homes for sale in Louisa are offered at a more affordable rate. Get your hands on some market analysis reports and some listing services for home prices in the area. This will give you an idea about the kind of home you can afford and if it is the right time to buy. h2Do the mathh2 There is a lot to consider in the cost of buying a home. Aside from the mortgage there are property taxes and homeowners insurance that will add to the total purchase cost. Also consider the closing price and be very careful with your opening bid if you want to make a good deal. An experienced Realtor or agent can help you with this. h2Consider Louisa foreclosuresh2 The foreclosure market gives you more choices for lowerpriced Louisa real estate but dont expect huge savings as these options also come with many hidden costs. h2Work with an experienced Louisa real estate agenth2 Make sure that the agent you hire is a neighborhood specialist to give you the best options and to walk you through the entire process smoothly. Your Louisa real estate agent shouldnt rush you into buying a property but should be patient enough to help you find what youre looking for according to your budget and home wish list.

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Buying a Home - Appraisals and Market Value

What is the return on new versus previously owned homes?

A home ultimately is worth what someone will pay for it. Everything else is an estimate of value.

Buying into a new-home community may seem riskier than purchasing a house in an established neighborhood, but any increase in home value depends upon the same factors: quality of the neighborhood, growth in the local housing market and the state of the overall economy. One survey by the National Association of Realtors shows that resale homes do have an edge over new homes.

What's a house worth?

A home ultimately is worth what someone will pay for it. Everything else is an estimate of value. To determine a property's value, most people turn to either an appraisal or a comparative market analysis. An appraisal is a certified appraiser's estimate of the value of a home at a given point in time. Appraisers consider square footage, construction quality, design, floor plan, neighborhood and availability of transportation, shopping and schools. Appraisers also take lot size, topography, view and landscaping into account. Most appraisals cost about $300. A comparative market analysis is a real estate broker's or agent's informal estimate of a home's market value, based on sales of comparable homes in a neighborhood. Most agents will give you a comparative market analysis for free. You can do your own cost comparison by looking up recent sales of comparable properties in public records. These records are available at local recorder or assessor offices, through private real estate information companies or on the Internet.

What standards do appraisers use to estimate value?

Appraisers use several factors when estimating a home's value, including the home's size and square footage, the condition of the home and neighborhood, comparable local sales, any pertinent historical information, sales performance and indices that forecast future value. For detailed information on appraisal standards, contact the Appraisal Institute at 875 N. Michigan Ave., Suite 2400, Chicago, IL 60611-1980; (312) 335-4458.

Can I find out the value of my home through the Internet?

You can get some idea of your home's value by searching the Internet. A number of Web sites and services crunch the numbers from historic public records of home sales to produce the statistics. Some services offer an actual estimate of value based on acceptable software appraisal standards. They also depend on historic home sales records to calculate the estimate. Neither of these services produce official appraisals. They also don't factor in market nuances or other issues a certified appraiser or real estate professional might in assessing the value of your home.

What is the difference between list price, sales price and appraised value?

The list price is a seller's advertised price, a figure that usually is only a rough estimate of what the seller wants to get. Sellers can price high, low or close to what they hope to get. To judge whether the list price is a fair one, be sure to consult comparable sales prices in the area. The sales price is the amount of money you as a buyer would pay for a property. The appraisal value is a certified appraiser's estimate of the worth of a property, and is based on comparable sales, the condition of the property and numerous other factors.

What are the standard ways of finding out how much a home is worth?

A comparative market analysis and an appraisal are the standard methods for determining a home's value. Your real estate agent will be happy to provide a comparative market analysis, an informal estimate of value based on comparable sales in the neighborhood. Be sure you get listing prices of current homes on the market as well as those that have sold. You also can research this yourself by checking on recent sales in public records. Be sure that you are researching properties that are similar in size, construction and location. This information is not only available at your local recorder's or assessor's office but also through private companies and on the Internet. An appraisal, which generally costs $200 to $300 to perform, is a certified appraiser's opinion of the value of a home at any given time. Appraisers review numerous factors including recent comparable sales, location, square footage and construction quality.

How do you determine the value of a troubled property?

Buyers considering a foreclosure property should obtain as much information as possible from the lender, including the range of bids expected. It also is important to examine the property. If you are unable to get into a foreclosure property, check with surrounding neighbors about the property's condition. It also is possible to do your own cost comparison through researching comparable properties recorded at local county recorder's and assessor's offices, or through Internet sites specializing in property records.

What is the difference between market value and appraised value?

The appraised value of a house is a certified appraiser's opinion of the worth of a home at a given point in time. Lenders require appraisals as part of the loan application process; fees range from $200 to $300. Market value is what price the house will bring at a given point in time. A comparative market analysis is an informal estimate of market value, based on sales of comparable properties, performed by a real estate agent or broker. Either an appraisal or a comparative market analysis is the most accurate way to determine what your home is worth.

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