Thanks for making REMAX Number One 1 I have been a REMAX real estate agent and Realtor for many years. I feel it was the best decision that I ever made concerning my real estate career. The REMAX Brand has helped me a lot with name recognition provided our team with unparalleled training and support while establishing our long distinguished career selling homes in the Richmond Real Estate Market areas of Central Virginia. It has been very helpful for my real estate company The First REMAX Real Estate Team object styleheight 390px width 640pxparam namemovie valuehttpwww.youtube.comvn9u2mHbdOgI?version3param nameallowFullScreen valuetrueparam nameallowScriptAccess valuealwaysembed srchttpwww.youtube.comvn9u2mHbdOgI?version3 typeapplicationxshockwaveflash allowfullscreentrue allowScriptAccessalways width640 height390object

August 31, 2011, 6:30 pm

Richmond Real Estate Listings, Richmond Short Sales, Richmond Foreclosure Property

Richmond Real Estate and Richmond Homes for Sale in the Richmond Metro Area Richmond Bank Owned Foreclosed Real Estate Richmond REO Properties are included in these easy searches on our sister web site. h2One Click Richmond Virginia Area Real Estate Listings by Communityh2 These one click community organized searches include all short sale properties currently listed in the local MLS. These are distressed properties much like bank owned foreclosure listings in the Richmond area. The searches are organized by Community Richmond By Property Type Single Family Homes Condo Townhouses Multi Family Homes Land Farms Mobile Homes Income Producing Properties Commercial Vacation Homes Rental Homes Listing Type Resale New Construction Foreclosure Bank Owned Short Sale Lease Rent Auction Sorted by MLS Updated (newest listings first). div idcontentcommunityDescTemplate h2Richmond Homes for Saleh2 div script srchttpwww.realestatesearchvirginia.comwebcapturetypemediumrectangle typetextjavascriptscript Welcome to the a titleRichmond VA Real Estate and Richmond VA Homes for Sale in Richmond Virginia hrefhttpwww.realestatesearchvirginia.comRichmond homes and real estatea portal your single stop for finding a home in Richmond. Here you can search every available home for sale in Richmond. As of today there are many homes and properties for sale that are available to search. The number of homes changes daily so be sure to keep coming back right here to the best site for a titleRichmond VA Real Estate and Richmond VA Homes for Sale in Richmond Virginia hrefhttpwww.realestatesearchvirginia.comRichmond homes for salea. div div div div div div h2strongRichmond Listings Searchstrongh2 ul li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas13365862646265626662676268626962706271627262736274627562766277627862796280628162826283134503134960138090628413606713327213410113850213867062856286CommunityRichmondpropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descRichmond New Listings astrongstrongstrongli li strongstrongstronga 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hrefhttpwww.realestatesearchvirginia.comlistingsareas1336586264626562666267626862696270627162756276627762796280628162821345031349601332721341011385021386706286CommunityCity20of20RichmondpropertytypeCONDOlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descCity of Richmond Condos amp Townhomes for Saleastrongstrongstrongli ul ul li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas622762286229CommunityMidlothianpropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descMidlothian New Listingsastrongstrongstrongli li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas622762286229CommunityMidlothianpropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure20Bank20Ownedsortmlsupdatedate20descMidlothian Foreclosure Listingsastrongstrongstrongli li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas622762286229CommunityMidlothianpropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descMidlothian Single Family Homes for Saleastrongstrongstrongli li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas622762286229CommunityMidlothianpropertytypeCONDOlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descMidlothian Condos amp Townhomes for Saleastrongstrongstrongli ul ul li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas13288361996200CommunityGlen20AllenpropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descGlen Allen New Listingsastrongstrongstrongli li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas13288361996200CommunityGlen20AllenpropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure20Bank20Ownedsortmlsupdatedate20descGlen Allen Foreclosure Listingsastrongstrongstrongli li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas13288361996200CommunityGlen20AllenpropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descGlen Allen Single Family Homes for Saleastrongstrongstrongli li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas13288361996200CommunityGlen20AllenpropertytypeCONDOlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descGlen Allen Condos amp Townhomes for Saleastrongstrongstrongstrong strongli ul ul listronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas6221CommunityManakin20SabotpropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descManakin Sabot New Listingsastrongli listrongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas6221CommunityManakin20SabotpropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure20Bank20Ownedsortmlsupdatedate20descManakin Sabot Foreclosure Listingsastrongstrongstrongli listronga hrefhttpwww.realestatesearchvirginia.comlistingsareas6221CommunityManakin20SabotpropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descManakin Sabot Single Family Homes for Saleastrongli ul ul li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas62266230CommunityMechanicsvillepropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descMechanicsville New Listingsastrongstrongstrongli li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas62266230CommunityMechanicsvillepropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure20Bank20Ownedsortmlsupdatedate20descMechanicsville Foreclosure Listingsastrongstrongstrongli li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas62266230CommunityMechanicsvillepropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descMechanicsville Single Family Homes for Saleastrongstrongstrongli li strongstrongstronga hrefhttpwww.realestatesearchvirginia.comlistingsareas62266230CommunityMechanicsvillepropertytypeCONDOlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descMechanicsville Condos amp Townhomes for Saleastrongstrongstrongli ul ul li stronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas622762286229623362796280628162821420986401640264056407CommunityChesterfield20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descChesterfield County New Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas622762286229623362796280628162821420986401640264056407CommunityChesterfield20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure+Bank+Ownedsortmlsupdatedate+descChesterfield County Foreclosure Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas622762286229623362796280628162821420986401640264056407CommunityChesterfield20CountypropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descChesterfield County Single Family Homes for Saleastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas622762286229623362796280628162821420986401640264056407CommunityChesterfield20CountypropertytypeCONDOlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descChesterfield County Condos amp Townhomes for Saleastrongli ul ul li stronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas13288361996200620962486271627262736274627562766278628313809062841360671420916285CommunityHenrico20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descHenrico County New Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas13288361996200620962486271627262736274627562766278628313809062841360671420916285CommunityHenrico20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure+Bank+Ownedsortmlsupdatedate+descHenrico County Foreclosure Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas13288361996200620962486271627262736274627562766278628313809062841360671420916285CommunityHenrico20CountypropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descHenrico County Single Family Homes for Saleastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas13288361996200620962486271627262736274627562766278628313809062841360671420916285CommunityHenrico20CountypropertytypeCONDOlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descHenrico County Condos amp Townhomes for Saleastrongli ul ul li stronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas61766180619562056226623062451328116263CommunityHanover20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descHanover County New Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas61766180619562056226623062451328116263CommunityHanover20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure+Bank+Ownedsortmlsupdatedate+descHanover County Foreclosure Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas61766180619562056226623062451328116263CommunityHanover20CountypropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descHanover County Single Family Homes for Saleastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas61766180619562056226623062451328116263CommunityHanover20CountypropertytypeCONDOlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descHanover County Condos amp Townhomes for Saleastrongli ul ul li stronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas6179619061916203620413349462206221623962496251CommunityGoochland20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descGoochland County New Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas6179619061916203620413349462206221623962496251CommunityGoochland20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure+Bank+Ownedsortmlsupdatedate+descGoochland County Foreclosure Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas6179619061916203620413349462206221623962496251CommunityGoochland20CountypropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descGoochland County Single Family Homes for Saleastrongli ul ul li stronga hrefhttpwww.realestatesearchvirginia.comlistingsnewlistings1areas1388786242CommunityPowhatan20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descPowhatan County New Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas1388786242CommunityPowhatan20CountypropertytypeSINGLECONDOMULTILANDFARMMOBILEINCOMECOMVACRENTALlistingtypeForeclosure+Bank+Ownedsortmlsupdatedate+descPowhatan County Foreclosure Listingsastrongli li stronga hrefhttpwww.realestatesearchvirginia.comlistingsareas1388786242CommunityPowhatan20CountypropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate+descPowhatan County Single Family Homes for Saleastrongli ul div div div div div div div div div div ul lia titleAmelia Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaAmeliaAmelia Real Estateali lia titleAmelia County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaAmelia+CountyAmelia County Real Estateali lia titleAmelia Court House Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaAmelia+Court+HouseAmelia Court House Real Estateali lia titleAshland Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaAshlandAshland Real Estateali lia titleBeaverdam Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaBeaverdamBeaverdam Real Estateali lia titleBon Air Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaBon+AirBon Air Real Estateali lia titleBumpass Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaBumpassBumpass Real Estateali lia titleCarson Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaCarsonCarson Real Estateali lia titleCharles City Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaCharles+CityCharles City Real Estateali lia titleCharles City County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaCharles+City+CountyCharles City County Real Estateali lia titleChester Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaChesterChester Real Estateali lia titleChesterfield Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaChesterfieldChesterfield Real Estateali lia titleChesterfield County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaChesterfield+CountyChesterfield County Real Estateali lia titleChurch Road Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaChurch+RoadChurch Road Real Estateali lia titleCity of Richmond Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaCity+of+RichmondCity of Richmond Real Estateali lia titleColonial Heights Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaColonial+HeightsColonial Heights Real Estateali lia titleCrozier Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaCrozierCrozier Real Estateali lia titleDewitt Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaDewittDewitt Real Estateali lia titleDinwiddie Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaDinwiddieDinwiddie Real Estateali lia titleDisputanta Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaDisputantaDisputanta Real Estateali lia titleDoswell Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaDoswellDoswell Real Estateali lia titleFort Lee Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaFort+LeeFort Lee Real Estateali lia titleGlen Allen Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaGlen+AllenGlen Allen Real Estateali lia titleGoochland Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaGoochlandGoochland Real Estateali lia titleGoochland County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaGoochland+CountyGoochland County Real Estateali lia titleHadensville Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaHadensvilleHadensville Real Estateali lia titleHanover Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaHanoverHanover Real Estateali lia titleHanover County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaHanover+CountyHanover County Real Estateali lia titleHenrico Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaHenricoHenrico Real Estateali lia titleHenrico County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaHenrico+CountyHenrico County Real Estateali lia titleHopewell Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaHopewellHopewell Real Estateali lia titleLouisa Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaLouisaLouisa Real Estateali lia titleLouisa County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaLouisa+CountyLouisa County Real Estateali lia titleMacon Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMaconMacon Real Estateali lia titleMaidens Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMaidensMaidens Real Estateali lia titleManakin Sabot Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaManakin+SabotManakin Sabot Real Estateali lia titleMechanicsville Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMechanicsvilleMechanicsville Real Estateali lia titleMidlothian Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMidlothianMidlothian Real Estateali lia titleMineral Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMineralMineral Real Estateali lia titleMontpelier Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMontpelierMontpelier Real Estateali lia titleMoseley Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaMoseleyMoseley Real Estateali lia titleNew Kent Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaNew+KentNew Kent Real Estateali lia titleNew Kent County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaNew+Kent+CountyNew Kent County Real Estateali lia titleOilville Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaOilvilleOilville Real Estateali lia titlePetersburg Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaPetersburgPetersburg Real Estateali lia titlePowhatan Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaPowhatanPowhatan Real Estateali lia titlePowhatan County Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaPowhatan+CountyPowhatan County Real Estateali lia titlePrince George Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaPrince+GeorgePrince George Real Estateali lia titleRichmond Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaRichmondRichmond Real Estateali lia titleRockville Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaRockvilleRockville Real Estateali lia titleSandston Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaSandstonSandston Real Estateali lia titleSandy Hook Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaSandy+HookSandy Hook Real Estateali lia titleStony Creek Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaStony+CreekStony Creek Real Estateali lia titleSutherland Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaSutherlandSutherland Real Estateali lia titleTrevilians Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaTreviliansTrevilians Real Estateali lia titleWilsons Real Estate hrefhttpwww.realestatesearchvirginia.comcommunityareaWilsonsWilsons Real Estateali ul div div

August 31, 2011, 6:00 pm

Buying a Home in Louisa Virginia

Over the past years a large number of people have moved near Lake Anna one of Central Virginias best fishing spots which makes a titleLouisa County Homes for Sale hrefhttpwww.realestatesearchvirginia.comlistingsareas618462196231136808CommunityLouisa20CountypropertytypeSINGLElistingtypeResale20NewForeclosure20Bank20OwnedShort20SaleLease20RentAuctionsortmlsupdatedate20descLouisa real estatea a good prospect for investment. Louisa is a small town where the North Anna Nuclear Power Station resides. The power plant has been the job source of many of its community members. In Louisa Virginia youll also find an international community called Twin Oaks Community sitting on a 465acre property. With its diversity and old town charm a titleLouisa County Real Estate amp Homes for Sale hrefhttpwww.realestatesearchvirginia.comcommunityareaLouisa+Countyhouses for sale in Louisaa Virginia do make a great home for families looking for an amiable neighborhood. Before you go house hunting here are some things every homebuyer should consider h2Are you ready to buy a Louisa home?h2 This is the most basic but also the most important question to ask yourself. Before you go shopping for houses for sale in Louisa you need to have a stable income source and a downpayment to cut the cost of your mortgage. A good credit score will also be necessary for lower interest rates on your loan and better terms. Get a feel of the Louisa real estate market. If theres appreciation in house values over the past few years you might want to wait until homes for sale in Louisa are offered at a more affordable rate. Get your hands on some market analysis reports and some listing services for home prices in the area. This will give you an idea about the kind of home you can afford and if it is the right time to buy. h2Do the mathh2 There is a lot to consider in the cost of buying a home. Aside from the mortgage there are property taxes and homeowners insurance that will add to the total purchase cost. Also consider the closing price and be very careful with your opening bid if you want to make a good deal. An experienced Realtor or agent can help you with this. h2Consider Louisa foreclosuresh2 The foreclosure market gives you more choices for lowerpriced Louisa real estate but dont expect huge savings as these options also come with many hidden costs. h2Work with an experienced Louisa real estate agenth2 Make sure that the agent you hire is a neighborhood specialist to give you the best options and to walk you through the entire process smoothly. Your Louisa real estate agent shouldnt rush you into buying a property but should be patient enough to help you find what youre looking for according to your budget and home wish list.

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Buying a Home - Finding the Right Home

What are the pros and cons of adding on or buying new?

Choosing between a smaller house in an affluent neighborhood, an older, bigger house in a more working-class community or a brand-new home is not easy. /p>

Before making a choice between adding on to an existing home or buying a larger one, consider these questions:

How much money is available, either from cash reserves or through a home improvement loan, to remodel your current house?
How much additional space is required? Would the foundation support a second floor or does the lot have room to expand on the ground level?
What do local zoning and building ordinances permit?
How much equity already exists in the property?
Are there affordable properties for sale that would satisfy your changing housing needs?

Do we dig deep and buy a dream home or settle for a starter home?

Choosing between a smaller house in an affluent neighborhood, an older, bigger house in a more working-class community or a brand-new home is not easy. If you're in this situation, start by examining your priorities and asking the following questions:

Is the surrounding neighborhood or the home itself the most important consideration?
Is each of the neighborhoods safe?
Is quality of the schools an issue?
Do any of the areas seem to attract more families with children or adult residents? And where do you fit in?

As for the return on your investment, home-price appreciation is hard to predict. In the late 1980s, and again 10 years later, the more expensive move-up housing appreciated wildly. But during the recession that followed, smaller homes tended to hold their value better than more expensive ones.

How do you choose between buying and renting?

Home ownership offers tax benefits as well as the freedom to make decisions about your home. An advantage of renting is not worrying about maintenance and other financial obligations associated with owning property. There also are a number of economic considerations. Unlike renters, home owners who secure a fixed-rate loan can lock in their monthly housing costs and make prudent investment plans knowing these expenses will not increase substantially. Home ownership is a highly leveraged investment that can yield substantial profit on a nominal front-end investment. However, such returns depend on home-price appreciation.

"For some people, owning a home is a great feeling," writes Mitchell A. Levy in his book, "Home Ownership: The American Myth," Myth Breakers Press, Cupertino, Calif.; 1993. "It does, however, have a price. Besides the maintenance headache, the amount of after-tax money paid to the lender is usually greater than the amount of money otherwise paid in rent," Levy concludes.

As for evaluating the risk associated with home ownership, David T. Schumacher and Erik Page Bucy write in their book "The Buy & Hold Real Estate Strategy," John Wiley & Sons, New York; 1992, that "good property located in growth areas should be regarded as an investment as opposed to a speculation or gamble." The authors recommend that prospective buyers spend a few months investigating a community. Many people make the mistake of buying in the wrong area. "Just because certain properties are high-priced doesn't necessarily mean they have some inherent advantage," the authors write. "One property may cost more than another today, but will it still be worth more down the line?"

How do I get the real scoop on homes I am looking at?

Home inspections, seller disclosure requirements and the agent's experience will help. Disclosure laws vary by state, but in some states, the law requires the seller to complete a real estate transfer disclosure statement. Here is a summary of the things you could expect to see in a disclosure form:

In the kitchen -- a range, oven, microwave, dishwasher, garbage disposal, trash compactor.
Safety features such as burglar and fire alarms, smoke detectors, sprinklers, security gate, window screens and intercom.
The presence of a TV antenna or satellite dish, carport or garage, automatic garage door opener, rain gutters, sump pump.
Amenities such as a pool or spa, patio or deck, built-in barbeque and fireplaces.
Type of heating, condition of electrical wiring, gas supply and presence of any external power source, such as solar panels.
The type of water heater, water supply, sewer system or septic tank also should be disclosed.

Sellers also are required to indicate any significant defects or malfunctions existing in the home's major systems. A checklist specifies interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, as well as the electrical and plumbing systems. The form also asks sellers to note the presence of environmental hazards, walls or fences shared with adjoining landowners, any encroachments or easements, room additions or repairs made without the necessary permits or not in compliance with building codes, zoning violations, citations against the property and lawsuits against the seller affecting the property.

Also look for, or ask about, settling, sliding or soil problems, flooding or drainage problems and any major damage resulting from earthquakes, floods or landslides. People buying a condominium must be told about covenants, codes and restrictions or other deed restrictions. It's important to note that the simple idea of disclosing defects has broadened significantly in recent years. Many jurisdictions have their own mandated disclosure forms as do many brokers and agents. Also, the home inspection and home warranty industries have grown

What do all of those real estate acronyms in the ads mean? If you find yourself stumbling over weird acronyms in a real estate listing, don't be alarmed. There is method to the madness of this shorthand (which is mostly adopted by sellers to save money in advertising charges). Here are some abbreviations and the meaning of each, taken from a recent newspaper classified section:

assum. fin. -- assumable financing
dk -- deck
gar -- garage (garden is usually abbreviated "gard")
expansion pot'l -- may be extra space on the lot, or possibly vertical potential for a top floor or room addition. Verify actual potential by checking local zoning restrictions prior to purchase.
fab pentrm -- fabulous pentroom, a room on top, underneath the roof, that sometimes has views
FDR -- formal dining room (not the former president)
frplc, fplc, FP -- fireplace
grmet kit -- gourmet kitchen
HDW, HWF, Hdwd -- hardwood floors
hi ceils -- high ceilings
In-law potential -- potential for a separate apartment. Sometimes, local zoning codes restrict rentals of such units so be sure the conversion is legal first.
large E-2 plan -- this is one of several floor plans available in a specific building
lsd pkg. -- leased parking area, may come with an additional cost
lo dues -- find out just how low these homeowner's dues are, and in comparison to what?
nr bst schls -- near the best schools
pvt -- private
pwdr rm -- powder room, or half-bath
upr- upper floor
vw, vu, vws, vus -- view(s)
Wow! -- better check this one out.

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